Funds Provider

Fund our lending capital

Empower Lagos traders and drive real social impact while earning stable, guaranteed quarterly returns.

Empowering Lagos Traders:
The Social Impact

In the heart of Lagos, economic life is driven by the relentless energy of open-air markets. Venues like Balogun, Alaba International, and Ketu Mile 12 are more than just shopping hubs. They serve as the financial engines of millions of households. However, beneath the vibrant chaos lies a systemic hurdle: a massive credit gap. Traditional financial institutions frequently overlook micro-traders, leaving them vulnerable to predatory lenders or forcing them to halt business during cash flow shortages.

Market Assist bridges this gap by providing accessible, fair, and structured credit facilities tailored directly to the unique operational cycles of Lagos's most vital trading hubs. By extending a financial lifeline to these merchants, investment in MarketAssist.co drives a profound, measurable social impact that transforms local communities from the ground up.

Targeted Economic Empowerment

Market Assist deploys capital directly into three distinct commercial pillars, ensuring diversified economic support across key sectors.

Balogun Market

Textiles & Commerce

Credit helps apparel and wholesale traders secure inventory ahead of peak seasons, preventing stockouts and stabilizing consumer prices.

Alaba International Market

Electronics & Technology

Financing enables tech and appliance merchants to manage high-value supply chains, boosting digital inclusion and technical entrepreneurship across Nigeria.

Ketu Mile 12 Market

Food & Agriculture

Fast, flexible loans empower perishable food traders to buy in bulk, directly reducing post-harvest waste and strengthening food security for the entire state.

The Multiplier Effect: Driving Real Social Change

An investment in Market Assist is an investment in human capital and sustainable development. The capital deployed creates a powerful ripple effect across several key areas.

1. Gender Financial Inclusion

A significant percentage of open-air market traders, particularly in food and textiles, are women. Market Assist provides them autonomous access to credit, empowering female entrepreneurs and improving household outcomes.

2. Job Creation & Poverty Alleviation

When a trader secures reliable credit, they expand. This growth allows them to hire shop assistants, loaders, and logistics drivers, creating vital employment opportunities for youth.

3. Resilience Against Predatory Lending

Market Assist offers fair, transparent, and affordable financing, preserving the hard-earned profits of traders and keeping wealth within the local market ecosystem.

4. Supply Chain Stability & Food Security

By providing rapid credit payouts, Market Assist enables agricultural traders to pay farmers promptly, ensuring a steady flow of produce and stabilizing food prices for everyday citizens.

How It Works

A transparent, structured, and rewarding process for our funding partners.

A

Sign up as Funds Provider

Execute a Line of credit agreement with MarketAssist (Minimum Funding amount is ₦1m).

B

Initial Funds Release

Release 10% of agreed line of credit as default reserve, refundable on end of Line of credit agreement.

C

Receive Funding Request

Credit draw down request. Failure to fulfill draw down request results in 10% deduction of funding amount from default reserve.

D

Disburse Funding

Credit MarketAssist account for loan disbursements to MarketAssist borrowers.

E

Guaranteed Earnings

Earn 10% quarterly on disbursed funds from MarketAssist. Earning periods commence 10 days after MarketAssist receives funds.

F

Disbursement to Borrowers

MarketAssist disburses funds directly to approved market borrowers.

G

Daily Collection Management

MarketAssist manages the daily collection of loan repayments from borrowers.

H

Quarterly Returns Paid

MarketAssist pays Quarterly Returns (Principal and interest) to funds provider (payment made 10 days at the end of each quarterly cycle).

The Security Advantage for Investors

Market Assist de-risks micro-lending by combining strict, community-backed underwriting with rigorous on-the-ground operations. Your investment is protected through a multi-layered security framework.

F2F KYC Verification

Eliminates identity fraud through rigorous, physical, face-to-face biometric and document validation directly at the trader's shop.

Onsite Market Lending

Operates directly inside Balogun, Alaba, and Mile 12. Loans are approved based on real-time, physical observations of daily inventory levels and customer foot traffic.

Co-Sign Lending

Mitigates default risk by requiring trusted fellow traders to co-sign loans, leveraging peer accountability to guarantee repayment.

Double Collateral Guarantees

Secures every loan with a legal lien on both the borrower’s personal assets and their active business inventory.

360-Degree Social References

Validates creditworthiness via mandatory character clearances from Market Associations, primary product suppliers, and immediate shop neighbors.

Daily Micro-Collections

Collects repayments daily to align with the cash-heavy nature of open-air markets, drastically minimizing default risk and ensuring continuous liquidity.

Sign up as a Funds Provider

Minimum funding amount is ₦1,000,000. Fill out the form below and our team will get back to you with the line of credit agreement.